Fast Emergency Loans for Homeowners in Canada
We make it fast and easy for you to access funds when you need them the most. We help Canadians get same-day approvals for emergency loans using the equity in their home. The application is straightforward, with a high rate of approval!
Facing An Unexpected Expense?
Get Help from a Professional Emergency Loans Mortgage Broker in Canada!
With LendToday.ca, you can expect approval for the best secured emergency home loans available. Our team of experienced mortgage brokers is here to help you find the right loan option for you. We’re dedicated to helping you get the funding you need—quickly and securely. Get started today!
LendToday.ca has Helped Many Canadians with Their Emergency Loan Needs
We completely understand that life can throw us curveballs, and we may not always be financially-ready to cover sudden expenses. We're here to help you get approved for emergency loans using the equity of your home in Canada.
We've helped thousands of people get approved for emergency loans. We can help you get the best interest rates and make the most informed financial decisions to overcome obstacles and move forward.
What Makes Our Emergency Loan Service Different from Others?
Our emergency home loan service differs from other lenders because we provide great service, same-day advice, and fast approvals. We take your emergency seriously, and our objective is to give you guidance to make a decision that will help you and your family right away.
High Approval Rate Emergency Lending Even for People with Bad Credit
We offer emergency loans with same-day approval. We can still help you get approved for an emergency loan regardless of your credit history.
Fast and Easy Emergency Loan Process
At LendToday, you’ll experience a simple seamless process. Our experience and know-how will help you get the emergency loan you need fast.
Flexible Terms Available for Your Convenience
Our loan terms are flexible and tailored to fit your needs. We can help you get the loan with terms that work for you.
20 Years of Serving People for Their Mortgage Needs
We've been in the business for over 20 years and have helped countless people with emergency loans using the equity in their homes. That's why you can trust us when finding the best loan options for your urgent needs.
Get Cash for Your Financial Emergency
- Mortgage Arrears
- Unemployment
- Bad credit
- Automotive maintenance and repairs
- Foreclosure - Stop Power of Sale
- Medical bills
- Business expenses
When you’ve fallen on tough times, LendToday has got your back!
Your Go-To Assistant for Same-Day Emergency Loan Approval
No matter what your emergency is, we’ll help you get the loan you need using the equity in your home.
What is an Emergency Loan? Emergency Loans in Canada
An emergency loan is a personal loan designed to help people cover unexpected expenses or financial emergencies. This type of loan can have terms as short as 180 days.
These loans usually have higher interest rates than traditional personal loans and are typically for smaller amounts. However, the convenience of getting access to funds easily is worth it for many borrowers.
If you're a homeowner looking for a same-day emergency loan, we can help you get the financing you need using the equity in your home with guaranteed approval. There’s no better choice than LendToday.ca.
*Subject to review, terms and conditions apply.
Am I Eligible for an Emergency Loan?
To be eligible for an emergency loan, you must meet or have the following requirements:
- A homeowner (minimum age requirement of 18 years old)
- Have permanent residency or be a Canadian Citizen
- An active credit report
- A valid email address and phone number
- Supporting documentation (*ask for details)
- Valid ID
At LendToday, we have the experience and resources to help you find the best emergency loans to meet your needs. We understand that these loans can be challenging to acquire, but we're here to help make the process seamless and fast.
How Much is the Interest Rate of Emergency Loans?
The interest rate on an emergency loan will depend on the lender, credit score, debt-to-income ratio, and annual income. Generally, you can expect to pay an annual percentage rate (APR) between 5% to 35.99%.
Here are some examples of what your interest rate would be based on your credit score:
- Excellent credit (750+): 5 to7.5% APR
- Good credit (650-749): 10 to 15% APR
- Fair credit (550-649): 15 to 20% APR
- Poor credit (549 and below): 20% or higher APR
The best way to get the ideal APR for your emergency loan is to consult experienced and trusted brokers. At LendToday, we can help you compare, understand, and get a competitive interest rate, so that you will get the most out of your emergency loan.
Are Emergency Loans Payment Flexible?
The loan terms are flexible; you can choose just how much you need and your repayment schedule. Applying for an emergency loan using the equity in your home through LendToday.ca is simple and fast. But before applying, you must make sure of the following:
- Have as many documents as you can ready before apply
- Know the date you need the funds by and how long you will need them for
Need help? Talk to one of our emergency loan experts now.
How Quickly Can I Get My Emergency Loan?
We understand that when it comes to emergency loans, you need access to cash as quickly as possible. That's why LendToday.ca is here to help you get same-day emergency home loan approval.
- We have experienced professionals to get your loan approved, fast.
- We make sure the funds are available to you within a reasonable amount of time.
- We provide you with the best immediate loan options.
If you are facing a financial emergency or unexpected expense, contact us now to learn more about how we can help. We are here to get you the funds you need quickly and securely.
*All home loan funding is determined upon review of your application. Subject to review; terms and conditions apply.
Providing Same-Day Emergency Loan Approvals Throughout Canada
We proudly offer our services across regions of Canada. Financial emergencies can happen anytime, and we want to be there to help you get your money as soon as possible.
If you have questions about taking out an emergency loan, our specialists will help and guide you through the process. We will provide you with your available options depending on your unique situation.
Hire A Professional Emergency Loan Mortgage Broker in Canada Today
If you need an emergency loan, don't hesitate to contact us. As experienced mortgage brokers in Ontario, our team will work with you individually to find the best loan option. We will also help you understand the terms and conditions associated with your loan, so you can make the best financial decisions.
Are you in a financial Emergency?
Apply for a Home Loan and Get Approved, Now!
Contact us today to learn more about your emergency loan solutions.
FAQs on Same-Day Emergency Loans in Canada
A qualified emergency loan is a low-cost loan with flexible terms that can help you cover unexpected expenses using the equity in your home. These loans are typically available to those experiencing sudden financial hardships.
We primarily operate in Ontario and extend our services to all regions of Canada. Your first step is to consult one of our experienced mortgage specialists so we can discuss and help you make the best decision for your financial needs.
Yes, you can get your emergency loan online. At LendToday, we make the process fast and simple.
No, there is no cash advance fee because we only offer financing tied to the equity in your home.
Your most recent bank statement is necessary for the loan application process. It helps lenders ensure that you can qualify for approval.
Most lenders require a credit check for emergency loans, but your credit score is not the only deciding factor.
At LendToday, we offer same-day emergency loan approval services. We can have you approved in as little as 24 hours.
No, the personal loan interest is not tax deductible. However, a portion of the claim may be tax-deductible if you use your loan for business or investment purposes. *Please consult a licensed professional to confirm if a home loan is tax deductible.
Yes, at LendToday, we offer emergency loan services for individuals with bad credit. With our loan specialists, we will find the best home loan option that fits your needs and financial situation. We will ensure you understand the terms and conditions before signing on the dotted line. For more inquiries, contact us now!
I just want to say thank you so much for helping us with our refinancing as it was a pleasure working with you. I will definitely refer you to our family and friends should they need a mortgage broker. Have a great weekend!
Lisa Hobbs
Just wanted to drop you a note to say thanks again! I just looked at my new amortization schedule and I am so glad I made the initial call to you. My mortgage is going to be paid off 6 years sooner and I am saving $700 per month.
Brian P
I can’t believe we put off refinancing our home as long as we did. Looking back at what we were paying and what we are paying now makes me want to cry. We are saving over $1300 per month in payments. Thanks again for everything you did!
Kevin B
Working with LendToday
Our team of experts have more than 30 years of experience helping people qualify for loans. We work with many alternative lenders. We’ll help you find the right solution for your lending needs. Even if you don’t qualify with your bank today – we can help you turn things around. We also offer in-house credit repair services. Our graduation process will eventually have you qualifying for a mortgage anywhere you like.
Even if you’ve filed a bankruptcy or consumer proposal, lost your job or maxed out your credit, we can help. Give our team a call and let us show you how to rehabilitate your credit and improve your credit score.
If you apply online today we’ll get you an answer in as few as 24 hours. Living your dreams – we can help with that!
