Mortgages that work for real Canadians
Banks say no every day. We find a way. LendToday.ca connects Ontario homeowners and buyers with flexible lending solutions through a network of 50 lenders and two principals who actually pick up the phone.
Let's find your solutionWhether you have bruised credit, are self-employed, or just got turned down by a big bank, we work with lenders who look beyond the standard rulebook.
Private Mortgages
Short-term financing when traditional lenders say no. Fast approvals, flexible terms, and a clear exit strategy built in.
Home Equity Loans
Tap into the equity you have built. Debt consolidation, renovations, business capital, or just breathing room when you need it.
Mortgage Refinancing
Lower your rate, consolidate debt, or restructure your mortgage to better fit your current life and finances.
Construction Mortgages
Financing for new builds and major renovations across Ontario, with draws that align to your build schedule.
CRA and Tax Arrears
Prevent CRA collection action by securing financing to pay outstanding tax debt before it escalates.
Power of Sale Help
Facing power of sale? We move quickly to help you refinance and stop the process before you lose your home.
LendToday.ca is built on relationships, not transactions. Our team brings decades of combined experience helping Ontarians find the right mortgage, even when the path is complicated.
David Cumberbatch has spent his career demystifying mortgages for Canadians who thought they had no options. His strength is in structuring deals for self-employed borrowers, clients with credit challenges, and anyone who has heard the word "no" from a bank and needed someone to help them find a better answer. He brings a calm, no-pressure approach to every conversation.
David Jeffrey is known for finding creative paths through complex files. Whether you are navigating a power of sale, a tax arrears situation, or a refinance that needs to happen fast, David brings deep lender relationships and a pragmatic, results-focused style that clients trust. He believes everyone deserves a shot at homeownership, regardless of their credit history.
Lender network
Private lenders, trust companies, and alternative lenders across Ontario
to Z lending
From first-time buyers to complex refinances, we handle every file type
Fast approvals
When time is critical, we move fast and communicate every step of the way
Ontario-wide
We serve clients from Ottawa to Windsor and everywhere in between
Ready to talk mortgages?
No obligation, no pressure. Just a straightforward conversation about what is possible for your situation.