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When the unexpected happens what do you do? Sure, we should all have savings or access to available credit when life throws a curve ball – easier said than done. If you’re a homeowner and out of options, home equity loans can often solve the problem. If you’ve lost a job, become ill and unable to work, have accumulated too much high interest debt or for any other urgent reason – we can help.
You’re not alone if you haven’t saved all of your money up at a bank. It isn’t uncommon today to owe more than you own. Rising interest rates, low paying jobs, student debt – there are a plethora of barriers to building a robust savings account in today’s economy. As a result, borrowing against a home is a popular choice for many Canadians.
Whether you need money for an emergency or simply need to reorganize your finances, we’ve got options for you. With access to several lenders we can offer you the best possible mortgage rates. If you need money and don’t know where to find it, you could probably use home equity funds.
In order to qualify for a home equity loan, you’ve got to have enough equity. By using our home equity calculator, you can estimate how much of a loan you may qualify for. If you’ve got enough equity to apply, the best way to be approved is to work with a qualified mortgage expert.
A mortgage broker knows who to approach to get your home equity loan approved. You can benefit from the expertise and network that your broker has built. At Lendtoday.ca we pride ourselves on making the right connections fit. We want to find you the right lender for your needs and we don’t have to damage your credit to shop around. You can apply with more than one lender without multiple credit checks.
Home equity loans are a great way to consolidate debt and avoid financial trouble. You can reduce any financial stress you are under. With high interest rates you never really feel like you’re getting ahead. An equity-based loan can reduce the high interest you’ve been paying by replacing a high rate with a lower mortgage rate.
With an equity based loan you can get back on track with your fiances and move ahead with your dreams and goals. You can use the equity in your home to consolidate your debt and free up cash in your monthly budget. Consolidating debt rids you of high interest rates and makes it easier to pay off what you owe over time.
A home equity loan may also be ideal if your finances are already in order and you’re looking for money to improve your home and further boost its equity position. You can give your home the makeover that you’ve always dreamed of.
If you own a home you may have realized it can be difficult to borrow against it. You invest a lot of money into your home to build up equity. Even if you’ve built up a lot, it doesn’t mean you’ll be approved for a loan. We understand that if your day-to-day expenses are threatened by unexpected circumstances, you may need a home equity bail out.
Your bank or mortgage professional may have already turned you down for an equity-based loan. If you’re worried about being turned down again, we can help. We help Canadian homeowners find suitable financing options. In order to utilize the equity in your home, we know you need the right borrowing solution.
Your chances of approval get better if you work with a mortgage expert. A mortgage broker will know who to approach and how to approach them. Your broker will develop a strategy for borrowing that will work for your financial situation. If your credit is damaged, we know how to handle that.
Our team of experts have more than 30 years of experience helping people qualify for loans. We work with many alternative lenders. We’ll help you find the right solution for your lending needs. Even if you don’t qualify with your bank today – we can help you turn things around. We also offer in-house credit repair services. Our graduation process will eventually have you qualifying for a mortgage anywhere you like.
Even if you’ve filed a bankruptcy or consumer proposal, lost your job or maxed out your credit, we can help. Give our team a call and let us show you how to rehabilitate your credit and improve your credit score.
If you apply online today we’ll get you an answer in as few as 24 hours. Living your dreams – we can help with that!