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How Much Mortgage Can I Afford in Canada?

The pursuit of homeownership often sparks the common question, “How much mortgage can I afford in Canada?” Contrary to certain misconceptions, seeking a mortgage can be a prudent move. The key often lies in securing an advantageous rate through tools...

September 25, 2023

Buying a House During a Recession: What You Need to Know

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Buying a House During a Recession: What You Need to Know

Millions of Canadians have yet to experience a recession. For many others, it will be an unwelcome reminder of the economic struggle they have experienced in the past. For those who plan to buy a home sometime soon, the prospect...

June 1, 2023

What Happens to My Mortgage After Losing My Job?

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What Happens to My Mortgage After Losing My Job?

Losing your job can be one of the most stressful experiences you might ever encounter – the same can be said when losing your home. With proper planning, unpaid mortgage payments can be one less thing to worry about. In...

June 1, 2023

What To Do If Your Lender Didn’t Renew Your Mortgage?

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What To Do If Your Lender Didn’t Renew Your Mortgage?

When a lender rejects your mortgage renewal application, you may be left feeling helpless in figuring out what to do next. Fortunately, there are a few key steps you can take to help you keep your home, and you’ll find...

June 1, 2023

How to Survive Financially During an Economic Recession

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How to Survive Financially During an Economic Recession

The health of the economy is unpredictable and economic recessions are all too frequent. During these times, many Canadians find it challenging to make ends meet, especially as salaries may remain stagnant while prices continue to rise. Fortunately, there are...

June 1, 2023

How Mortgage Prepaid Interest on A Mortgage Works

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How Mortgage Prepaid Interest on A Mortgage Works

When a mortgage refinancing or purchase process is completed, the agreed prepaid interest on the loan will be collected from the borrower and paid to the lender upon releasing the funding. Easy enough, right? Not exactly. The truth is, the...

May 31, 2023

How Do You Pay Property Tax Due Without Unnecessary Charges

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How Do You Pay Property Tax Due Without Unnecessary Charges

To free yourself of costly late fees, penalties, and other unnecessary charges, promptly paying your property tax bill is essential. Fortunately, there are a few ways to pay your property taxes quickly and efficiently. This blog post outlines how you...

May 31, 2023

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Equity Take-Out Mortgage Explained

Need some extra cash for a home improvement project or an unexpected expense? Using your home equity to get a loan might help! An equity take-out mortgage can be an effective solution for your short- and long-term financial goals. We’re...

May 31, 2023

Mortgage Renewal Tips in Canada for 2023

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Mortgage Renewal Tips in Canada for 2023

A mortgage is one of the largest financial commitments Canadians make and it’s something that’s renewed regularly until the loan is paid off. With that in mind, having a good understanding of your mortgage options will ensure you’re getting one...

May 31, 2023