Blog - LendToday.ca

The Speedy Comeback of Variable-Rate Mortgages: Why More Canadians Are Reconsidering Their Options in 2025

The Speedy Comeback of Variable-Rate Mortgages: Why More Canadians Are Reconsidering Their Options in 2025 As we move deeper into 2025, uncertainty in the global economy and the bond market is beginning to reshape how Canadian homeowners and buyers approach...

April 26, 2025

Barrie Housing Market 2025: How Refinancing Can Help You Save Thousands

Mortgage

Barrie Housing Market 2025: How Refinancing Can Help You Save Thousands

Barrie Housing Market 2025: How Refinancing Can Help You Save Thousands As the housing market across Ontario adjusts to changing economic conditions, homeowners in Barrie are beginning to feel the pressure. Higher interest rates, shifting home values, and increased cost...

April 24, 2025

Foreclosure in Ontario: Insights and Powerful Remedies

Power of Sale

Foreclosure in Ontario: Insights and Powerful Remedies

Foreclosure in Ontario isn’t just a distant legal concept—it’s a harsh reality that many Canadian homeowners face. Whether it’s due to a job loss, unexpected medical bills, or rapidly rising expenses, falling behind on mortgage payments can quickly spiral into...

April 22, 2025

Difference Between a Bank and a Private Lender: What Canadian Homeowners Need to Know

Mortgage

Difference Between a Bank and a Private Lender: What Canadian Homeowners Need to Know

When it comes to borrowing money—especially for big decisions like refinancing, renovations, or dealing with debt—Canadian homeowners often find themselves asking: Should I go with a bank or a private lender? While both options provide access to mortgage financing, the...

April 18, 2025

Home Improvement Loans and 5 Borrowing Options in Ontario

Renovations

Home Improvement Loans and 5 Borrowing Options in Ontario

If you’re a homeowner in Ontario, you might be wondering how to pay for those much-needed home upgrades — whether it’s replacing that aging roof, upgrading your kitchen, or finishing your basement. With rising renovation costs and fluctuating interest rates,...

April 16, 2025

How Poor Financial Literacy Is Hurting Canadian Homeowners: Mortgage & Refinancing Pitfalls

Finance Mortgage

How Poor Financial Literacy Is Hurting Canadian Homeowners: Mortgage & Refinancing Pitfalls

How Poor Financial Literacy Is Hurting Canadian Homeowners: Mortgage & Refinancing Pitfalls In a country where homeownership is a major milestone and a symbol of financial success, the decisions Canadians make around mortgage financing are critical. Yet, many are making...

April 15, 2025

Will a Consumer Proposal Affect Your Mortgage in Ontario?

Uncategorized

Will a Consumer Proposal Affect Your Mortgage in Ontario?

Filing a consumer proposal can be a major relief for Canadians dealing with overwhelming debt. But for homeowners in Ontario, there’s one big question: Will a consumer proposal affect your mortgage? The short answer: Yes, it can — but not...

April 13, 2025

5 Reasons Consolidating Debts with a Home Equity Loan May Benefit Your Financial Future

Home Equity Loan Mortgage

5 Reasons Consolidating Debts with a Home Equity Loan May Benefit Your Financial Future

5 Reasons Consolidating Debts with a Home Equity Loan May Benefit Your Financial Future Are you juggling multiple monthly debt payments with high interest rates? If so, you’re not alone—and there may be a solution that simplifies your finances while...

April 11, 2025

Can You Get a Home Equity Line of Credit Without Refinancing – Smart Ways

HELOC

Can You Get a Home Equity Line of Credit Without Refinancing – Smart Ways

For many Canadian homeowners, the idea of tapping into their home equity is appealing—especially when life throws unexpected expenses or when there’s a goal to consolidate debt, invest in home upgrades, or help a child with post-secondary tuition. But what...

April 9, 2025