In most cases, you can keep your house during a consumer proposal. A consumer proposal deals with your unsecured debt, not your mortgage, so as long as you keep making your regular mortgage payments, your home is not at risk.
Spousal Buyout Mortgage in Ontario: What Separating Couples Need to Know Before Refinancing Going through a separation or divorce is hard enough. Working out what happens to the family home, the mortgage, and the equity built up over years of
Dealing with a loved one’s estate is hard enough. Discovering that the property is also heading toward a municipal tax sale can feel overwhelming. This article explains exactly what an estate tax sale is, why the municipality can proceed without
Emergency funds for home expenses are not a nice-to-have for Canadian homeowners. They are the difference between a manageable setback and a financial crisis. Without emergency savings, a single furnace failure, job loss, or stretch of reduced income can trigger
Virtual home tours let Canadian buyers explore properties remotely using 3D walkthroughs, live video showings, and interactive floor plans. They have become a standard part of the real estate process, particularly for out-of-province and relocation buyers. While virtual home tours
How to Get Money From Your House: 7 Smart Options for Canadian Homeowners If you’ve owned your home for a few years, there’s a good chance you’re sitting on more wealth than you realize. Canadian home values have climbed steadily
A hard money lender BC is a private lender that funds based on property equity, not your credit score or income. If you are self employed, have bruised credit, low income, or need money fast, a hard money loan could
If you want to raise your credit score in 2026, focus on three fundamentals. Pay every bill on time. Keep credit card balances below 50 percent of their limits. Avoid unnecessary credit applications. Your credit score in Canada affects your
If you want to save on bills in 2026, you need a clear plan. Start with a realistic monthly budget tied to your actual household income. Compare what you are paying for internet, cell phones, and utilities against what others
If you’re applying for a mortgage in Canada, you need home insurance before closing day. This isn’t optional. Every mortgage lender requires proof of adequate home insurance with the lender listed as a loss payee on the policy. Without an
7 Vital Facts About Secured Line of Credit Monthly Payments: A Complete Guide Managing a secured line of credit monthly payment is one of the most flexible yet misunderstood aspects of modern Canadian personal finance. Whether you are looking to
9 Powerful Steps to Calculate Your Home Equity Accurately (And Avoid Expensive Surprises) Home equity is one of the most important numbers a homeowner can know, but many people either guess it or rely on outdated estimates. If you have