David Cumberbatch

David is the co-founder of LendToday and has received several high-achievement awards throughout his years in the industry. Awards such as top young gun, highest volume and units, and 5-star customer service. With a passion for technology and finance, he has had the great honour of working in the mortgage and finance business for 15+ years. To better serve his community, David works tirelessly to educate himself on the residential and commercial industry. Spending time aligning with the best lenders in the market to provide suitable products and services to help his team and clients achieve their goals.
Home Equity Loan Debt Consolidation

How To Use A Home Equity Loan For Debt Consolidation

How To Use A Home Equity Loan For Debt Consolidation In today’s economic climate, many Canadian homeowners are feeling the pressure of rising household expenses. With inflation driving up the cost of everything from groceries to utilities, keeping up with

High Risk Mortgage

High Risk Mortgage Solutions In Ontario

High Risk Mortgage Solutions In Ontario If you’re a homeowner in Ontario struggling to find alternative mortgage solutions when you’ve been declined by your bank or credit union, you’re not alone.  Several Canadian homeowners face challenges when trying to get

Commercial Mortgage Refinance

Essential Commercial Mortgage Refinance Tools

Essential Commercial Mortgage Refinance Tools If you own or aspire to own commercial real estate in Canada, it requires a substantial investment. Whether your property is a multi-family residence, retail space, office space, industrial facility, daycare, restaurant, bar, or self-storage

How To Get Approved For A HELOC in 6 Steps

How To Get Approved For A HELOC in 6 Steps

How To Get Approved For A HELOC in 6 Steps As a Canadian homeowner over time you build up equity in your home that you may need to access at some point. A product like a Home Equity Line of

Home Equity Loans No Closing Costs

Home Equity Loans With No Closing Costs

Home Equity Loans With No Closing Costs As a Canadian homeowner, you might be exploring ways to access the equity you’ve built up in your home. One option that stands out is a home equity loan, especially with no upfront

All About Power of Sale Canada

All About Power of Sale For A Mortgage in Canada

Understanding Mortgage Power of Sale in Canada The concept of mortgage power of sale can be complex and intimidating for Canadian homeowners, especially when facing financial difficulties. However, with comprehensive knowledge and guidance, navigating through this process becomes more manageable.

Home Equity Loans and Personal Loans

Personal Loans and Home Equity Loans for Canadian Homeowners

Personal Loans and Home Equity Loans for Canadian Homeowners In the world of money matters, Canadian homeowners often face tough choices, especially when dealing with bad credit and the impact of rising prices on their finances. It’s crucial to understand

Reverse Mortgage Loans

How Reverse Mortgage Loans Work

How Reverse Mortgage Loans Work In the realm of Canadian real estate, reverse mortgage loans have emerged as a noteworthy financial tool, particularly for homeowners aged 55 and above. These loans offer a unique avenue for individuals to leverage the

Missed Mortgage Payments

What Happens If You Can’t Pay Your Mortgage

What Happens If You Can’t Pay Your Mortgage  Homeownership in Canada is rewarding and a significant milestone for many. However, with the privilege of owning your home comes great responsibility. Life throws the unexpected at you – financial hardship, job

Collateral Mortgages

How Mortgage Collateral Works; A Comprehensive Guide

How Mortgage Collateral Works; A Comprehensive Guide In the world of Canadian real estate and finance, understanding how mortgage collateral functions is crucial for anyone looking to purchase property or refinance existing loans.  This comprehensive guide will delve into the