Frequently Asked Questions

What does your company do?
At LendToday.ca we work with you and accredited lending institutions to coordinate real estate secured financing. In an ever changing market our team of agents takes the time to find the right mortgage and home equity financing options for you.

Why Choose LendToday.ca?
Our team of experts has been helping those being turned down by there bank, credit union or mortgage professional for years. We work with over 50 lenders and make it a point to get you the best deal possible. Our quick turn around times can sometimes result in a same day approval instead of waiting two or more weeks to hear from your bank or mortgage professional.

How long does the process take?
The length of the process depends on a few variables related to your situation specifically. The short version of the story is that we can often process and assess your application in as little as 24 hours. Once an approval is in place home equity financing can be completed within 5-7 business days.

What are your rates?
Our team will thoroughly review the variables related to your situation and determine the products best suited for you. Without too much thought it is always best to have a phone conversation or meet with us in person to better understand what we can do for you. Interest rates tend to vary amongst all lenders and the more we know the better equipped we are to get the best deal possible.

Will I need an appraisal?
An appraisal will always be imminent as it protects all parties involved in any new mortgage transaction. As a result, lenders and even banks gain a better understanding of the property they are lending money on when it is appraised. As the borrower(s) you can feel comfortable in knowing that your property value is right in todays market. Finally, an appraisal will ensure we can find you the best deal possible.

What type of documents are required?

  • A completed mortgage application (online / over the phone / in person)
  • A signed credit consent form (we provide this)
  • If there are any miscellaneous items required at a later date, we can always address it at that time.