Exploring Private Mortgage Financing

We have a private mortgage financing solution that will work for you regardless of your credit history or income. We offer:

Canada-Wide Private Mortgages

Private mortgages can be more advantageous than you think, and they offer flexibility not found at big banks and conventional mortgage lenders. When searching for a private lender for your mortgage needs, it makes sense to use a qualified mortgage expert to help in your search and guide you through the process.

At LendToday, our mortgage brokers are experienced in matching borrowers with private lenders based on their unique mortgage financing needs and situation. We believe in getting you a private mortgage that fits your requirements, including the most competitive rates. Even if you currently have issues with credit or income – we can present to you a range of options.

Looking for Short-term or a Long-term Loan with

Fast Approval?

We have access to private lenders in Canada who offer short and long term loans for any purpose.

Private Mortgages - Benefits

The main benefit of a private mortgage lender and a private mortgage is flexibility. If you are managing a difficult personal situation and need financial breathing room, a private lender can offer mortgage options such as a mortgage with interest-only payments. A private mortgage is an excellent option if you need a temporary influx of cash to pay off overdue bills or to weather a recent job change. Here are some of the other benefits of using private lenders:

We can often obtain approval for a private mortgage much faster than if you were to go through traditional financial institutions like your bank or credit union.

The terms of a private mortgage are flexible and designed to get you and your family back on your feet. If you've been struggling with financial trouble, you could get the boost you need to make it through.

Why You Should Consider Private Mortgage Financing?

First of all, there is flexibility – no other mortgage lending arrangement will be as flexible as what a private lender can offer you.

Secondly, compared with regular institutionalized lenders, a private lender will weigh their decision heavily on your home equity, and not on your credit score and income. If you have a bad credit score and limited income, these will not be the obstacles for getting your mortgage application approved.

Financial Trouble Keeping You Down?

Turn To a Private Mortgage Lender!

Applying for a private mortgage loan is not always easy, but our team of experts will guide you through the process and ensure you get the best deal tailored to your needs.

We Can Help – Even if You've Been Bankrupt

You may have heard rumors that filing bankruptcy will "ruin your credit forever." We can assure you this is not true. If you've been bankrupt or filed a consumer proposal in the past, we can still help you find financing.

Your credit history is less important than your equity position. You can even use a private mortgage to rebuild your credit and improve your credit score. Let us help you restore your confidence by improving your credit bureau report.

Since a past bankruptcy doesn't impact your approval with a private lender, there is no harm in applying for a loan with a mortgage broker's expertise. What have you got to lose? Call us if your current mortgage is due, and you're worried that a past bankruptcy will impact renegotiating with your bank.

Private Lenders and Mortgage Brokers

Mortgage brokers and private lenders in Canada work together to meet the needs of borrowers just like you.

With over 30 years of experience, LendTday brokers know what specific lenders require, and won't submit your application to a lender who isn’t a good fit for you or who won’t approve your loan. This experience and strategy save everyone time, money, and stress.

Why Choose Lendtoday.Ca for Private Mortgages?

With over 30 years of experience, LendToday.ca is the right choice for finding flexible financing solutions. Everyone with equity in their home should have access to a mortgage regardless of their credit history or income level.

Wherever you are in Canada, we offer the same high-level of mortgage services, whether you work with us in person, over the phone, or online.

Private Mortgages FAQs

You should consider taking out a private mortgage if you have had trouble qualifying for a loan from traditional financial institutions such as banks or credit unions.

Banks typically do not offer private mortgages because applicants who apply have good credit, verifiable income, and decent personal finances. Private mortgages, which have shorter terms and higher rates than regular bank loans, are available to people who don't qualify for traditional financing, yet have equity in their home.

A private mortgage broker can access many different lenders with varied terms and conditions. They are also experts at finding solutions and can guide borrowers through the complexities of private financing. Please contact us if you have more questions.

Take Advantage of the Flexibility!

Choosing a private mortgage will give you the flexibility not found at traditional banks. Our lending products can also improve your credit score and help you restore your financial confidence and secure your future.

Hear What Our Happy Clients Have to Say

Rated 4.9 of 5

5-Star Rated

We’re proud to be top-rated among clients in Canada.

Private Mortgages – What You Need To Know

I just want to say thank you so much for helping us with our refinancing as it was a pleasure working with you. I will definitely refer you to our family and friends should they need a mortgage broker. Have a great weekend!

Lisa Hobbs
Private Mortgages – What You Need To Know

Just wanted to drop you a note to say thanks again! I just looked at my new amortization schedule and I am so glad I made the initial call to you. My mortgage is going to be paid off 6 years sooner and I am saving $700 per month.

Brian P
Private Mortgages – What You Need To Know

I can’t believe we put off refinancing our home as long as we did. Looking back at what we were paying and what we are paying now makes me want to cry. We are saving over $1300 per month in payments. Thanks again for everything you did!

Kevin B

Working with LendToday

Our team of experts have more than 30 years of experience helping people qualify for private mortgage loans. We work with many alternative private lenders, and we’ll help you find the right solution for your lending needs. Even if you don’t qualify with your bank today – we can help turn things around for you.
We also offer in-house credit repair services. Our graduation process will eventually have you qualify for a mortgage anywhere you like. Even if you’ve filed a bankruptcy or consumer proposal, lost your job or maxed out your credit, we can help.
Give our team a call and let us show you how to rehabilitate your credit and improve your credit score. If you apply online today, we’ll get you an answer in as fast as 24 hours. Live your dreams – we can help with that!