Bank of Canada’s Important Decision: What a Sept 17th Rate Cut or Hold Could Mean for Mortgages & Housing The Bank of Canada releases its next interest-rate decision on Wednesday, September 17, 2025 at 9:45 a.m. ET, followed by a
Breaking a Fixed Mortgage in 2025: When Paying the Penalty in Ontario Actually Saves You Money In 2025, it can be smart to break a fixed-rate mortgage in Ontario if the total savings from a lower rate over your remaining
Ontario’s 2025 Mortgage Reset: How Rate Cuts, 30-Year Insured Amortizations & a Cooler Market Affect Your Next Move Short version: Ontario’s housing market has more choice than it did at the peak, mortgage rates have eased from recent highs, and
Struggles of Renovation Mortgage Loans and Equity Access in 1. Rural Communities and 2. Small-Town Canada For many Canadians, owning a home in a rural community or small town offers peace, In rural and small-town Canada, accessing renovation mortgage loans
Fall 2025 Refinance Outlook: What Canadian Homeowners Need to Know As Canadian homeowners head into the fall of 2025, one question is top of mind: Is now the right time to refinance? After years of rising interest rates and financial
The Hidden Burden: The Psychological & Emotional Impact of Mortgage Stress in Canada For many Canadians, homeownership represents stability, security, and achievement. But when mortgage payments become overwhelming, that dream can quickly turn into a source of stress, anxiety, and
If your credit is less than perfect, you’re not alone—and it’s not the end of your homeownership journey. In fact, a bad credit mortgage in Canada opens doors that traditional banks may close. Whether you want to refinance your current
Property Tax Arrears in Ontario: Fast, Legal Ways to Stop Penalties—And Keep Your Home Why falling behind on property taxes is so dangerous (and what to do first) Missing a property tax bill isn’t just another late payment—it can trigger
Refinancing a land loan in Ontario can open the door to lower interest rates, improved cash flow, or the funds needed to develop or repurpose your property. Unlike a traditional mortgage, a land loan is tied to raw or undeveloped
Getting approved for a mortgage in Ontario with poor credit can feel impossible — but it’s not. If you’ve been turned away by the bank, you still have options. Mortgage brokers specialize in connecting borrowers with bad credit home loans
Ontario Commercial Mortgage Trends 2025: Rates, LTVs, and Sector Shifts Every Borrower Should Know The 2025 backdrop: cheaper money, tighter underwriting Ontario’s commercial mortgage market is navigating a mixed but improving picture in 2025. The Bank of Canada’s policy rate
Seven Fast Credit-Score Wins Before Your Mortgage Application in Canada 2025 Getting mortgage-ready in Canada isn’t just about saving a down payment. Your credit score (300–900) and the story behind it—payment history, credit utilization, and recent inquiries—can make or break