David Cumberbatch

David is the co-founder of LendToday and a seasoned mortgage professional with over 15 years of experience helping Canadian homeowners navigate complex financial challenges. Based in Ontario, he specializes in home equity loans, second mortgages, and private lending solutions—especially for those denied by traditional banks or dealing with bad credit. David’s award-winning service and trusted lender relationships allow him to offer fast, reliable mortgage options tailored to each client’s unique situation. His passion for financial education and technology continues to drive LendToday’s mission: to help more Canadians secure a stronger financial future while getting the best possible mortgage solutions.
Commercial Mortgage Ontario

Obtaining a Commercial Mortgage in Ontario

Obtaining a commercial mortgage in Ontario can be challenging. We’ve found unique lending options to help complete your mortgage and close on your property. These are exciting times for building a business in Ontario. Did you know that nearly 98 percent

Which is Better HELOC or Cash-Out Refinance

Which is Better HELOC or Cash-Out Refinance

Which is better HELOC or cash-out refinance? Buying a home in Canada isn’t only rewarding and fulfilling, but it’s also beneficial in many ways. If down the road you need funds to help you renovate or pay off credit, you can

Second Home Mortgages: Everything You Need to Know

Second Home Mortgages: Everything You Need to Know

Second home mortgages: Everything you need to know. The record-low interest rates in the past year have resulted in many homeowners in Canada considering buying a second property. Whether it’s a cottage, lake house, vacation property, rental property, or something else, Canadian

Borrow Money With Bad Credit

Options To Borrow Money With Bad Credit in Canada

Knowing your options to borrow money with bad credit in Canada can seem overwhelming at the best of times. Did you know that the Canadian credit market debt increased by 1.6% while family disposable incomes dropped by 3.1%? That is due to

Rental Property Wealth

Investment Properties: A Canadian Mortgage Financing Guide

Investment properties: A Canadian mortgage financing guide to help you save on interest and propel yourself to wealth. Canada is a growing real estate market. COVID-19 made investors realize that there was a lot of profit to be made in outlier