Blog - LendToday.ca

The Complete Guide to a Home Equity Loan in Alberta for Debt Relief

Can a Home Equity Loan in Alberta Really Help With Debt? Yes. If you’re drowning in high-interest debt like credit cards or personal loans, home equity loans in Alberta are a powerful tool to take control of your finances. By...

July 30, 2025

Can You Really Lose Your Home Over Unsecured Debt? A Canadian Guide

Finance

Can You Really Lose Your Home Over Unsecured Debt? A Canadian Guide

While unsecured debt might sound less risky than a mortgage or car loan, the consequences of not paying can be just as serious. In Canada, if a creditor obtains a judgment against you for unpaid unsecured debt, they can register...

July 28, 2025

Mortgage

The Truth About Canada’s Mortgage Market in 2025: Powerful Trends and Shocking Challenges Ahead

The Truth About Canada’s Mortgage Market in 2025: Powerful Trends and Shocking Challenges Ahead As we move through 2025, Canada’s mortgage market continues to adjust to a post-pandemic economic landscape shaped by high interest rates, affordability concerns, and growing demand...

July 26, 2025

I Own My Home With No Mortgage—Can I Borrow Against It?

Uncategorized

I Own My Home With No Mortgage—Can I Borrow Against It?

If you own your home outright with no mortgage, you have options. That equity you’ve built isn’t just sitting there—it can be used to your advantage. Whether you need funds for renovations, debt consolidation, or unexpected expenses, lenders see a...

July 24, 2025

Mortgage

Home Purchase Mortgage Application Best Practices in Ontario

Buying a Home in Ontario? Here’s What You Need to Know Buying a home is one of the most significant financial decisions you’ll make, especially in Ontario’s competitive housing market. Whether you’re a first-time buyer or upgrading, getting your mortgage...

July 18, 2025

Mortgage

Stop the Spiral: How Canadian Homeowners Are Fighting Back Against Mortgage Debt

Stop the Spiral: How Canadian Homeowners Are Fighting Back Against Mortgage Debt For many Canadian homeowners, the dream of homeownership has turned into a financial tightrope. Rising interest rates, stagnant wages, and increasing living costs have created a perfect storm—forcing...

July 16, 2025

How Soon Can You Lose Your House in Canada? The Truth About Foreclosure

Power of Sale

How Soon Can You Lose Your House in Canada? The Truth About Foreclosure

In Canada, if you’re wondering how quickly things happen when your in foreclosure, you don’t lose your house overnight. From the first missed payment to a forced sale, the timeline typically spans 3 to 12 months, depending on the lender,...

July 14, 2025

Mortgage

Mortgage Payments Compounded: The Truth About Payments in Canada

Understanding the Basics When it comes to mortgage payments in Canada, one factor many borrowers overlook is how often their interest is compounded. Most Canadian fixed-rate mortgages are compounded semi-annually, meaning interest is added to the loan twice per year....

July 10, 2025

Title Insurance: Proven Homeowner Protection in 2025

Uncategorized

Title Insurance: Proven Homeowner Protection in 2025

Understand how this essential protection works for mortgages and property ownership in Canada. What You Need To Know About Title Insurance in Canada Title insurance is a one-time, low-cost policy that protects homeowners and lenders from title-related risks such as...

July 8, 2025