Blog - LendToday.ca

Credit Union or Bank Mortgage: 2025 Guide

Choosing between a credit union or bank mortgage can feel overwhelming. Both serve the same purpose — helping you finance your home — but they do so with different structures, philosophies, and advantages. For Canadian homeowners, especially first-time buyers or...

April 30, 2025

Mortgage

Fast & Reliable: Best Mortgage Brokers in the Oshawa-Whitby-Ajax Area

Finding the right mortgage solution can be a challenge, especially in a fast-growing region like the Durham Oshawa-Whitby-Ajax area. Whether you’re buying your first home, refinancing, or facing credit challenges, partnering with the best mortgage broker in Oshawa-Whitby-Ajax can make...

April 28, 2025

Mortgage

The Speedy Comeback of Variable-Rate Mortgages: Why More Canadians Are Reconsidering Their Options in 2025

The Speedy Comeback of Variable-Rate Mortgages: Why More Canadians Are Reconsidering Their Options in 2025 As we move deeper into 2025, uncertainty in the global economy and the bond market is beginning to reshape how Canadian homeowners and buyers approach...

April 26, 2025

Barrie Housing Market 2025: How Refinancing Can Help You Save Thousands

Mortgage

Barrie Housing Market 2025: How Refinancing Can Help You Save Thousands

Barrie Housing Market 2025: How Refinancing Can Help You Save Thousands As the housing market across Ontario adjusts to changing economic conditions, homeowners in Barrie are beginning to feel the pressure. Higher interest rates, shifting home values, and increased cost...

April 24, 2025

Foreclosure in Ontario: Insights and Powerful Remedies

Power of Sale

Foreclosure in Ontario: Insights and Powerful Remedies

Foreclosure in Ontario isn’t just a distant legal concept—it’s a harsh reality that many Canadian homeowners face. Whether it’s due to a job loss, unexpected medical bills, or rapidly rising expenses, falling behind on mortgage payments can quickly spiral into...

April 22, 2025

Difference Between a Bank and a Private Lender: What Canadian Homeowners Need to Know

Mortgage

Difference Between a Bank and a Private Lender: What Canadian Homeowners Need to Know

When it comes to borrowing money—especially for big decisions like refinancing, renovations, or dealing with debt—Canadian homeowners often find themselves asking: Should I go with a bank or a private lender? While both options provide access to mortgage financing, the...

April 18, 2025

Home Improvement Loans and 5 Borrowing Options in Ontario

Renovations

Home Improvement Loans and 5 Borrowing Options in Ontario

If you’re a homeowner in Ontario, you might be wondering how to pay for those much-needed home upgrades — whether it’s replacing that aging roof, upgrading your kitchen, or finishing your basement. With rising renovation costs and fluctuating interest rates,...

April 16, 2025

How Poor Financial Literacy Is Hurting Canadian Homeowners: Mortgage & Refinancing Pitfalls

Finance Mortgage

How Poor Financial Literacy Is Hurting Canadian Homeowners: Mortgage & Refinancing Pitfalls

How Poor Financial Literacy Is Hurting Canadian Homeowners: Mortgage & Refinancing Pitfalls In a country where homeownership is a major milestone and a symbol of financial success, the decisions Canadians make around mortgage financing are critical. Yet, many are making...

April 15, 2025

Will a Consumer Proposal Affect Your Mortgage in Ontario?

Uncategorized

Will a Consumer Proposal Affect Your Mortgage in Ontario?

Filing a consumer proposal can be a major relief for Canadians dealing with overwhelming debt. But for homeowners in Ontario, there’s one big question: Will a consumer proposal affect your mortgage? The short answer: Yes, it can — but not...

April 13, 2025