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2025 Ultimate Guide: Vendor Take-Back (VTB) Mortgages in Ontario 7 Smart Ways Buyers & Sellers Win

Vendor Take-Back Mortgages Ontario: 2025 Guide A Vendor Take-Back (VTB) mortgage is when the seller acts as the lender for part of the purchase price. In Ontario’s tight, rate-sensitive market, VTBs can bridge appraisal gaps, help buyers qualify, and help...

October 23, 2025

Property Taxes

Help with Delinquent Property Taxes in 2025: Canadian Solutions and Strategies

If you’re falling behind on property taxes, you’re not alone, and it’s critical to act early. This guide walks you through what delinquent property taxes mean in 2025, the risk path (tax liens, tax sales, potential loss of property), and...

October 21, 2025

5 Powerful Reasons Home Equity Can Be Your Greatest Financial Asset in Ontario

Mortgage

5 Powerful Reasons Home Equity Can Be Your Greatest Financial Asset in Ontario

5 Powerful Reasons Home Equity Builds Wealth in Ontario Discover 5 powerful reasons why your home equity is your greatest financial asset in Ontario. Learn how to build wealth, refinance, and secure your future. Introduction: Unlocking the Hidden Value in...

October 16, 2025

Top 15 Financial Tools to Help Rebuild Your Credit as a Homeowner in Canada

Finance

Top 15 Financial Tools to Help Rebuild Your Credit as a Homeowner in Canada

Top 15 Financial Tools to Help Rebuild Your Credit as a Homeowner in Canada Learn how Canadian homeowners can rebuild credit using proven financial tools like secured credit cards, credit-builder loans, budgeting apps, and equity strategies. Owning a home in...

October 14, 2025

Bankruptcy

Will I Lose My Home If I Claim Bankruptcy: Insightful Details

For many Canadians struggling with debt, one of the biggest fears is losing their home if they claim bankruptcy. The good news? Claiming bankruptcy doesn’t automatically mean you’ll lose your home. Whether you keep your property depends on factors like...

October 10, 2025

Foreclosure Process Timeline in Ontario: A Homeowner’s 5 Step Guide

Finance Foreclosure Power of Sale

Foreclosure Process Timeline in Ontario: A Homeowner’s 5 Step Guide

In Ontario, lenders rarely use true foreclosure. The standard route is power of sale, a faster process that lets the lender sell the property to recover the debt. A simple way to picture the journey: Default happens (missed payments, unpaid...

October 8, 2025

Top 5 Benefits of Reverse Mortgages for Retirees in Canada

Finance Mortgage

Top 5 Benefits of Reverse Mortgages for Retirees in Canada

1) What is a Reverse Mortgage in Canada? A reverse mortgage is a loan secured against your primary residence that allows homeowners aged 55+ to access a portion of their home equity as tax-free funds. Unlike a traditional mortgage, you...

October 8, 2025

Finance

Proven Ways to Successfully Refinance a Home Equity Loan in Canada

Can you refinance a home equity loan in Canada? Yes, Canadian homeowners can refinance an existing home equity loan (or HELOC) by replacing it with a new mortgage, restructuring with the current lender, or moving to a different lender for...

October 6, 2025

Mortgage

In a Consumer Proposal? 7 Powerful Ways to Get Approved for a Mortgage (Despite the Challenges)

Introduction If you’ve entered into a consumer proposal in Canada, you’re not alone. Thousands of Canadians use this government-regulated debt settlement process each year as a way to avoid bankruptcy and get their finances back on track. But if you’re...

October 3, 2025

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LendToday.ca Blog

Recent Articles

2025 Ultimate Guide: Vendor Take-Back (VTB) Mortgages in Ontario 7 Smart Ways Buyers & Sellers Win

Help with Delinquent Property Taxes in 2025: Canadian Solutions and Strategies

5 Powerful Reasons Home Equity Can Be Your Greatest Financial Asset in Ontario

Top 15 Financial Tools to Help Rebuild Your Credit as a Homeowner in Canada

Will I Lose My Home If I Claim Bankruptcy: Insightful Details

Foreclosure Process Timeline in Ontario: A Homeowner’s 5 Step Guide

Top 5 Benefits of Reverse Mortgages for Retirees in Canada

Proven Ways to Successfully Refinance a Home Equity Loan in Canada

In a Consumer Proposal? 7 Powerful Ways to Get Approved for a Mortgage (Despite the Challenges)

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