Blog - LendToday.ca

Why More Ontarians Are Turning to Mortgage Brokers Instead of Banks in 2025

Why More Ontarians Are Turning to Mortgage Brokers Instead of Banks in 2025 For decades, Canadian homeowners followed a simple path when it came to mortgages: walk into a bank, talk to a representative, and sign on the dotted line....

May 31, 2025

Mortgage

When Your Mortgage Lender Won’t Renew Your Loan: Secure Help

If your mortgage lender won’t renew your loan, don’t panic. In Canada, mortgage renewal isn’t always automatic—especially if your financial situation has changed. A non-renewal can happen due to credit score issues, missed payments, unstable income, or risk reassessment. But...

May 29, 2025

Refinancing in Ontario: Top Reasons Homeowners Are Restructuring in 2025

Finance Mortgage

Refinancing in Ontario: Top Reasons Homeowners Are Restructuring in 2025

Refinancing in Ontario: Top Reasons Homeowners Are Restructuring in 2025 As Ontario’s real estate market continues to evolve and borrowing costs remain volatile, many homeowners are turning to mortgage refinancing as a financial tool to stay ahead. Whether it’s managing...

May 27, 2025

Mortgage

Private Mortgages in Ontario: A Lifeline or a Last Resort?

When traditional banks say no, many Ontario homeowners and buyers turn to an alternative path—private mortgages. But are these loans a smart solution or a risky fallback? In today’s challenging housing market, private mortgages have emerged as both a lifeline...

May 25, 2025

Mortgage

Second Mortgage in Alberta: A Smart Way to Consolidate Debt

Are you a homeowner in Alberta, juggling multiple high-interest debts like credit cards, personal loans, or tax arrears? You’re not alone. Many homeowners today are facing financial strain due to inflation, rising interest rates, and unexpected expenses. The good news?...

May 23, 2025

HELOC

6 Steps to Get a HELOC Loan in Bowmanville

Need flexible financing but don’t know where to turn? A HELOC loan in Bowmanville could be the key to unlocking the equity in your home, giving you access to funds for renovations, debt consolidation, emergencies, or peace of mind during...

May 21, 2025

Spring 2025 Tips On Using Home Equity: Ultimate Guide

Finance

Spring 2025 Tips On Using Home Equity: Ultimate Guide

Make the Most of Your Home Equity This Spring Using home equity in Spring 2025 may be one of the smartest financial moves you make this year. Whether you’re planning home renovations, consolidating high-interest debt, or preparing for unexpected repairs,...

May 19, 2025

Understand Property Tax Arrears in Whitby, Oshawa – How To Resolve It 2025

Property Taxes

Understand Property Tax Arrears in Whitby, Oshawa – How To Resolve It 2025

Falling Behind on Property Taxes? Here’s What You Need to Know Property tax arrears in Whitby and Oshawa are more common than you think, especially for homeowners facing financial challenges. If you’ve received a legal notice or fear a tax...

May 16, 2025

Mortgage

Private Lender Construction Mortgage in Ontario: A Guide

If you’re building a home or completing a major renovation and traditional banks aren’t an option, a private lender construction mortgage might be your best path forward. In Ontario, private lenders offer flexible solutions for custom home builds, investment properties,...

May 14, 2025